What is it?
An investment model designed to provide an inflation adjusted income for life, The Income for Life Model™ allocates assets in a manner that places a heavy emphasis on guaranteed* streams of income that continue over long periods of time. This is extremely important because Americans are increasingly being forced to rely upon their own retirement savings to create the retirement income they will need. With longevity increasing and interest rates low, creating durable streams of retirement income can be challenging. The Income for Life Model™ provides a sound foundation for creating that income.

How can the Income for Life Model™ help me?
By helping you achieve a level of psychological comfort over your retirement assets. First, by identifying the amount of assets you have available to dedicate to producing income, The Income for Life Model™ can help you identify a baseline retirement income for today and in the future. It can then allocate those assets with the goal of producing increasing retirement income adjusted for a reasonable inflation factor. By placing a heavy emphasis on creating income streams which are guaranteed, The Income for Life Model™ can help you keep more aggressive assets invested for longer periods of time. This is very important. Too often, people move in and out of investments quickly, suffering sub-par results along the way. These sub-par results are ultimately dangerous to a financially secure retirement.

*All guarantees are backed by the claims-paying ability of the issuing insurance company and involve fixed annuities.
The Income For Life Model™ may consist of investment products that are subject to the potential loss of principal invested.